Imagine this: a luscious, creamy dessert layered with ripe bananas, sweet vanilla wafers, and velvety pudding—all without ever turning on your stove. Sounds like magic, right? No-cook banana pudding is the ultimate treat for busy families, potluck superstars, and anyone with a sweet tooth.
In this post, we’ve rounded up 17 easy no-cook banana pudding recipes that will have your family begging for more. Whether you’re looking for a classic spin, a fun twist, or a healthier take, these recipes are your ticket to dessert bliss with zero hassle. Let’s dive in and discover your next go-to favorite.
1. Classic No-Cook Banana Pudding
Prep Time: 15 minutes + 4 hours chilling
Servings: 8-10

Ingredients:
- 2 (3.4 oz) packages instant vanilla pudding mix
- 3 cups cold milk
- 1 (14 oz) can sweetened condensed milk
- 1 (8 oz) package cream cheese, softened
- 1 (12 oz) container whipped topping
- 1 (12 oz) box vanilla wafers
- 4-5 ripe bananas, sliced
Instructions:
- In a large bowl, whisk together pudding mix and cold milk for 2 minutes until thickened.
- In another bowl, beat cream cheese until smooth. Add condensed milk and mix well.
- Fold whipped topping into cream cheese mixture.
- Combine pudding mixture with cream cheese mixture.
- In a 13×9 dish, layer vanilla wafers, bananas, and pudding mixture.
- Repeat layers, ending with pudding mixture on top.
- Refrigerate for at least 4 hours.
Tips:
- Use ripe but firm bananas to prevent browning
- Dip banana slices in lemon juice to prevent browning
- Save some crushed wafers for garnish
2. Simple 5-Ingredient Banana Pudding
Prep Time: 10 minutes + 2 hours chilling
Servings: 6

Ingredients:
- 1 (5.1 oz) package instant vanilla pudding mix
- 2 cups cold milk
- 1 (8 oz) container whipped topping
- 30 vanilla wafers
- 3 ripe bananas, sliced
Instructions:
- Whisk pudding mix and milk for 2 minutes until thickened.
- Fold in half the whipped topping.
- In a serving bowl, layer wafers, bananas, and pudding mixture.
- Top with remaining whipped topping.
- Refrigerate for 2 hours.
Tips:
- Can be made in individual serving cups
- Best served within 24 hours
- Keep bananas from touching sides of container to prevent browning
3. No-Pudding-Mix Banana Pudding
Prep Time: 20 minutes + 6 hours chilling
Servings: 8

Ingredients:
- 2 (8 oz) packages cream cheese, softened
- 1 (14 oz) can sweetened condensed milk
- 2 cups heavy cream
- 1 teaspoon vanilla extract
- 1 box vanilla wafers
- 4 ripe bananas, sliced
- 2 tablespoons lemon juice (optional)
Instructions:
- Beat cream cheese until smooth.
- Add condensed milk and vanilla, beat until combined.
- In separate bowl, whip heavy cream until stiff peaks form.
- Fold whipped cream into cream cheese mixture.
- Layer wafers, banana slices, and cream mixture in serving dish.
- Continue layering, ending with cream mixture.
- Refrigerate for 6 hours or overnight.
Tips:
- Toss bananas in lemon juice to prevent browning
- Bring cream cheese to room temperature for easier mixing
- Can substitute graham crackers for vanilla wafers
4. Individual Mason Jar Banana Pudding
Prep Time: 15 minutes + 2 hours chilling
Servings: 6

Ingredients:
- 1 (3.4 oz) package instant vanilla pudding
- 2 cups cold milk
- 1 (8 oz) container whipped topping
- 24 vanilla wafers
- 3 bananas, sliced
- 6 (8 oz) mason jars
Instructions:
- Prepare pudding according to package directions using milk.
- Fold in half the whipped topping.
- Crush 6 wafers and set aside for topping.
- In each jar, layer: wafers, bananas, pudding mixture.
- Repeat layers.
- Top with remaining whipped topping and crushed wafers.
- Seal jars and refrigerate for at least 2 hours.
Tips:
- Perfect for picnics or packed lunches
- Can be made up to 24 hours in advance
- Layer bananas in middle to prevent browning
5. 3-Ingredient Banana Pudding
Prep Time: 10 minutes + 2 hours chilling
Servings: 4

Ingredients:
- 1 (3.4 oz) package instant vanilla pudding mix
- 2 cups cold milk
- 2 ripe bananas, sliced
Instructions:
- Whisk pudding mix and milk until thickened (about 2 minutes).
- In serving bowls, alternate layers of pudding and banana slices.
- Refrigerate for at least 2 hours.
Tips:
- Add vanilla wafers if desired
- Best eaten same day
- Use very ripe bananas for maximum sweetness
6. Southern-Style Banana Pudding
Prep Time: 20 minutes + 4 hours chilling
Servings: 12

Ingredients:
- 2 (3.4 oz) packages instant vanilla pudding mix
- 4 cups cold milk
- 1 (8 oz) package cream cheese, softened
- 1 (14 oz) can sweetened condensed milk
- 2 (8 oz) containers whipped topping
- 2 (12 oz) packages vanilla wafers
- 6 ripe bananas, sliced
- 1 teaspoon vanilla extract
Instructions:
- Mix pudding mix with cold milk until thickened.
- Beat cream cheese until smooth, then mix in condensed milk and vanilla.
- Fold one container of whipped topping into cream cheese mixture.
- Combine with pudding mixture.
- In a large trifle dish, layer wafers, bananas, and pudding mixture.
- Repeat layers twice.
- Top with remaining whipped topping.
- Refrigerate for at least 4 hours.
Tips:
- Toast some wafers for garnish
- Can be made in a 9×13 dish
- Let cream cheese reach room temperature before mixing
7. Creamy Yogurt Banana Pudding
Prep Time: 15 minutes + 3 hours chilling
Servings: 6

Ingredients:
- 2 cups vanilla Greek yogurt
- 1 (3.4 oz) package instant vanilla pudding mix
- 1 cup cold milk
- 1 (8 oz) container whipped topping
- 3 bananas, sliced
- 1 box vanilla wafers
- 1/4 cup honey
Instructions:
- Whisk pudding mix with milk until slightly thickened.
- Fold in yogurt and half the whipped topping.
- Stir in honey.
- Layer wafers, bananas, and pudding mixture in serving dish.
- Top with remaining whipped topping.
- Refrigerate for at least 3 hours.
Tips:
- Use honey for drizzling on top
- Can use flavored Greek yogurt for variety
- A healthier alternative to traditional recipes
8. Banana Pudding Parfaits
Prep Time: 15 minutes + 2 hours chilling
Servings: 8

Ingredients:
- 1 (3.4 oz) package instant vanilla pudding
- 2 cups cold milk
- 1 (8 oz) package cream cheese, softened
- 1 cup powdered sugar
- 1 (8 oz) container whipped topping
- 4 bananas, sliced
- 20 vanilla wafers, crushed
- 8 tall glasses or parfait cups
Instructions:
- Prepare pudding with milk according to package directions.
- Beat cream cheese and powdered sugar until smooth.
- Fold whipped topping into cream cheese mixture.
- Layer in glasses: crushed wafers, pudding, bananas, cream mixture.
- Repeat layers.
- Top with remaining crushed wafers.
- Refrigerate for 2 hours.
Tips:
- Reserve some whole wafers for garnish
- Can add chocolate shavings on top
- Perfect for dinner parties
- Layer just before serving for best presentation
9. Sugar-Free Banana Pudding
Prep Time: 15 minutes + 3 hours chilling
Servings: 8

Ingredients:
- 2 (1.4 oz) packages sugar-free instant vanilla pudding mix
- 4 cups unsweetened almond milk
- 1 (8 oz) package light cream cheese, softened
- 1 cup sugar-free whipped topping
- 4 ripe bananas, sliced
- 1 box sugar-free vanilla wafers (or almond thins)
- 1 teaspoon vanilla extract
Instructions:
- Whisk pudding mix with almond milk until thickened.
- Beat cream cheese until smooth, add vanilla extract.
- Fold whipped topping into cream cheese mixture.
- Combine with pudding mixture.
- Layer cookies, bananas, and pudding mixture.
- Refrigerate for at least 3 hours.
Tips:
- Use very ripe bananas for natural sweetness
- Check cookies for hidden sugars
- Can use monk fruit sweetener to adjust sweetness
10. Tropical Coconut Banana Pudding
Prep Time: 20 minutes + 4 hours chilling
Servings: 10

Ingredients:
- 2 (3.4 oz) packages coconut cream pudding mix
- 3 cups cold coconut milk
- 1 (8 oz) package cream cheese, softened
- 1 (14 oz) can cream of coconut
- 1 (8 oz) container whipped topping
- 5 ripe bananas, sliced
- 1 box vanilla wafers
- 1 cup toasted coconut flakes
- 1/2 cup crushed macadamia nuts (optional)
Instructions:
- Prepare pudding with coconut milk.
- Beat cream cheese until smooth, mix in cream of coconut.
- Fold in whipped topping.
- Combine with pudding mixture.
- Layer wafers, bananas, pudding mixture, coconut flakes.
- Repeat layers.
- Top with remaining coconut and nuts.
- Refrigerate for 4 hours.
Tips:
- Toast coconut until light golden brown
- Can add pineapple chunks between layers
- Use coconut wafers instead of vanilla
11. Chocolate-Banana Pudding
Prep Time: 15 minutes + 3 hours chilling
Servings: 8

Ingredients:
- 2 (3.4 oz) packages instant chocolate pudding mix
- 4 cups cold milk
- 1 (8 oz) container whipped topping
- 4 bananas, sliced
- 1 box chocolate wafers
- 1/2 cup chocolate chips, melted
- 2 tablespoons cocoa powder
Instructions:
- Prepare chocolate pudding with milk.
- Fold in half the whipped topping.
- Layer chocolate wafers, bananas, pudding mixture.
- Repeat layers.
- Top with remaining whipped topping.
- Drizzle with melted chocolate.
- Dust with cocoa powder.
- Refrigerate for 3 hours.
Tips:
- Add a layer of Nutella for extra richness
- Can use chocolate graham crackers
- Garnish with chocolate shavings
12. Peanut Butter Banana Pudding
Prep Time: 20 minutes + 4 hours chilling
Servings: 10

Ingredients:
- 2 (3.4 oz) packages vanilla pudding mix
- 4 cups cold milk
- 1 cup creamy peanut butter
- 1 (8 oz) package cream cheese, softened
- 1 (8 oz) container whipped topping
- 5 bananas, sliced
- 1 box Nutter Butter cookies
- 1/4 cup chopped peanuts
Instructions:
- Prepare pudding with milk.
- Beat peanut butter and cream cheese until smooth.
- Fold in whipped topping.
- Mix with pudding.
- Layer cookies, bananas, and pudding mixture.
- Repeat layers.
- Top with chopped peanuts.
- Refrigerate for 4 hours.
Tips:
- Can use crunchy peanut butter
- Add chocolate chips between layers
- Drizzle with honey before serving
Would you like more variations? I can provide recipes for:
- Caramel banana pudding
- Banana pudding cheesecake style
- Low-fat banana pudding
- Banana pudding with gingersnaps
- Protein-packed banana pudding
13. Caramel Banana Pudding
Prep Time: 20 minutes + 4 hours chilling
Servings: 10
Ingredients:
- 2 (3.4 oz) packages vanilla pudding mix
- 4 cups cold milk
- 1 (8 oz) package cream cheese, softened
- 1 jar caramel sauce (12 oz)
- 1 (8 oz) container whipped topping
- 5 bananas, sliced
- 1 box vanilla wafers
- 1/2 cup toffee bits
Instructions:
- Prepare pudding with milk.
- Beat cream cheese until smooth.
- Mix half the caramel sauce into cream cheese.
- Fold in whipped topping.
- Combine with pudding.
- Layer: wafers, bananas, pudding mixture, drizzle of caramel.
- Repeat layers.
- Top with remaining whipped topping, caramel, and toffee bits.
- Refrigerate for 4 hours.
Tips:
- Warm caramel slightly for easier drizzling
- Add sea salt to caramel for salted caramel flavor
- Can use dulce de leche instead of caramel
14. Banana Pudding Cheesecake Style
Prep Time: 25 minutes + 6 hours chilling
Servings: 12

Ingredients:
- 3 (8 oz) packages cream cheese, softened
- 1 (3.4 oz) package instant banana cream pudding
- 1 (14 oz) can sweetened condensed milk
- 1 (8 oz) container whipped topping
- 4 bananas, sliced
- 2 cups crushed vanilla wafers
- 1/2 cup melted butter
- 1/4 cup sugar
Instructions:
- Mix crushed wafers, butter, and sugar. Press into 9×13 dish.
- Beat cream cheese until fluffy.
- Add pudding mix and condensed milk, beat until smooth.
- Fold in whipped topping.
- Layer bananas over crust.
- Pour cream cheese mixture over bananas.
- Top with additional crushed wafers.
- Refrigerate 6 hours or overnight.
Tips:
- Ensure cream cheese is room temperature
- Can be made in a springform pan
- Freeze for 30 minutes before serving for firmer texture
15. Low-Fat Banana Pudding
Prep Time: 15 minutes + 3 hours chilling
Servings: 8

Ingredients:
- 2 (1.4 oz) packages fat-free vanilla pudding mix
- 4 cups skim milk
- 1 (8 oz) container fat-free whipped topping
- 4 bananas, sliced
- 1 box reduced-fat vanilla wafers
- 1 cup fat-free Greek yogurt
- 1 teaspoon vanilla extract
Instructions:
- Prepare pudding with skim milk.
- Mix in Greek yogurt and vanilla.
- Fold in half the whipped topping.
- Layer wafers, bananas, pudding mixture.
- Repeat layers.
- Top with remaining whipped topping.
- Refrigerate for 3 hours.
Tips:
- Use ripe bananas for natural sweetness
- Can use graham crackers to reduce calories
- Add cinnamon for extra flavor
16. Banana Pudding with Gingersnaps
Prep Time: 15 minutes + 4 hours chilling
Servings: 8

Ingredients:
- 2 (3.4 oz) packages vanilla pudding mix
- 4 cups cold milk
- 1 (8 oz) container whipped topping
- 4 bananas, sliced
- 2 boxes gingersnap cookies
- 1 teaspoon ground ginger
- 1/2 teaspoon cinnamon
- 1/4 cup molasses
Instructions:
- Prepare pudding with milk.
- Stir in ginger, cinnamon, and molasses.
- Fold in half the whipped topping.
- Layer gingersnaps, bananas, pudding mixture.
- Repeat layers.
- Top with remaining whipped topping.
- Crush additional gingersnaps for garnish.
- Refrigerate for 4 hours.
Tips:
- Choose crisp gingersnaps
- Can add crystallized ginger pieces
- Drizzle with extra molasses before serving
17. Protein-Packed Banana Pudding
Prep Time: 15 minutes + 3 hours chilling
Servings: 6

Ingredients:
- 2 cups vanilla Greek yogurt (2% fat)
- 2 scoops vanilla protein powder
- 1 (3.4 oz) package sugar-free vanilla pudding mix
- 2 cups unsweetened almond milk
- 3 bananas, sliced
- 1 cup granola
- 2 tablespoons honey
- 1/4 cup chia seeds
Instructions:
- Mix pudding mix with almond milk.
- Blend in protein powder until smooth.
- Fold in Greek yogurt.
- Layer granola, bananas, pudding mixture.
- Sprinkle chia seeds between layers.
- Repeat layers.
- Drizzle with honey.
- Refrigerate for 3 hours.
Tips:
- Choose a high-quality protein powder
- Can add nuts for extra protein
- Perfect for post-workout treat
- Use protein cookies instead of granola
General Tips for All Recipes:
- Keep all ingredients chilled until ready to use
- Store finished pudding in the refrigerator
- For extra flavor, try adding caramel sauce between layers
- Vanilla wafers can be substituted with graham crackers or chessmen cookies
- Add chopped nuts for extra crunch
- For more banana flavor, use banana pudding mix instead of vanilla